Praying for a miracle

Being an adult sometimes sucks.

I have been fighting with my insurance company to try and get my previous ultrasound and my upcoming ultrasound paid for. My previous dermoid cyst removal is considered a pre-existing condition with my insurance company. After all the phone calls and paperwork, I believe I will be paying for the ultrasounds all by myself! Which is around $1000. This doesn't scare me as much as the fact that I may have to have surgery and the surgery will not be covered. The last time I had a same-day surgery, the surgery/hospital cost was around $20,000 (but I was covered by my parents' insurance).

I realize that me not having health insurance for 63 days prior to my health insurance starting was my own fault, but it would have been nice to know that my previous surgery was going to be counted as a previous condition for this reason. After talking to the insurance company today, I learned that I will have to not have any tests or treatment relating to this issue for a year before the "pre-existing" condition will be dropped. WOW. So if I have to have surgery again, we will have to fork out the cash. $20,000. Where will we get this money from?!?!?!?! Will I have to put off surgery for over a year?!?!?!? Scary.

This has led me to my only other option- praying for a miracle. If you are reading this, I ask that you please say a little prayer for me that my dermoid cysts have not returned or grown. I believe in God and miracles. I know this is minor compared to other things going on in this world, but I don't know what else to do.

I'm afraid if I do have to have surgery and pay for it, the money issue will put a major strain on the relationship between my new husband and I. I know Matt will support me through everything and be there for me emotionally, but I just feel like I will have put all of our goals and dreams on a major hold. All of our extra money will have to be spent on hospital bills, so that would mean we have to wait years until we can save money for our future house and put any money away for our future children. This is so depressing for me to even think about, but unfortunately this is what I think of all the time.

Please keep us in your thoughts and prayers. Thank you.